State licence

    Maryland Roofing License Requirements

    Maryland requires an MHIC Home Improvement Contractor licence for residential roofing, with no dollar threshold. Applicants must pass a PSI licensing exam, show at least two years of experience in home improvement work, construction or related education, prove financial solvency, and file proof of $50,000 liability insurance. Licences run two years. The licence covers homes and apartment buildings of three or fewer units; new home construction is handled instead by the Home Builder Registration Unit at the Attorney General's office.

    Do roofers need a license in Maryland?

    Yes — Maryland requires a state roofing license

    A state agency issues a credential you must hold before contracting for roofing work, and it can take that credential away.

    Look up a Maryland license

    The rule in detail

    State-level requirement
    State licence
    Class covering roofing
    Home Improvement Contractor licence. (MHIC also issues a Salesperson licence for those who sell home improvements on behalf of up to two licensed contractors.) Roofing on an existing home falls within the statutory definition of 'home improvement'.
    Dollar threshold
    No dollar threshold — the MHIC licence is required to perform, offer to perform, or agree to perform home improvement work regardless of contract value.
    Statute or rule
    Md. Code, Business Regulation Article, Title 8 (Maryland Home Improvement Law); regulations at COMAR 09.08.
    Bond
    No standard surety bond. Applicants must instead prove financial solvency based on assets, liabilities, a full credit report and net worth; an applicant who does not meet the solvency guidelines may purchase a surety bond or provide an indemnitor. Separately, every licensee pays a Guaranty Fund assessment at licensure and at each renewal — the Fund reimburses homeowners for actual loss caused by a licensed contractor, up to $30,000 per claimant and $250,000 in total against any one contractor.
    Insurance
    Proof of current $50,000 liability insurance must be filed with both original and renewal applications, and the coverage must be in effect at all times; the Commission must be given at least 10 days' notice before any cancellation.
    Reciprocity
    No published reciprocity arrangement for roofing.
    Public license lookup
    Search the Maryland register

    Local licensing and permits in Maryland

    County and municipal building permits and inspections still apply on top of the MHIC licence, and some counties impose additional local registration. One important scope limit: the MHIC licence does NOT cover new home construction — builders of new homes must register separately with the Home Builder Registration Unit of the Maryland Office of the Attorney General's Consumer Protection Division. The MHIC licence covers home improvement services on homes and apartment buildings containing three or fewer units.

    Permitting is a separate system from licensing, and it is almost always local. In Maryland, as nearly everywhere in the United States, a full roof replacement is treated by the adopted building code as work requiring a permit and a final inspection, while small repairs are often exempt below a threshold the local code sets. The building department for the city or county where the house sits is the only body that can tell you which side of that line your job falls on.

    The two questions are not the same question

    Licensing asks whether this contractor is permitted to sell roofing work in Maryland. Permitting asks whether this specific job on this specific building may proceed. A contractor can be perfectly licensed and still be doing unpermitted work, and an unpermitted roof tends to surface at a sale, at a claim, or at a warranty dispute — years later, when it is expensive.

    If you are hiring a roofer in Maryland

    • Check the credential at the source. Search the Maryland public register for the exact legal entity that will sign your contract — not the salesperson, and not the name painted on the truck.
    • Ask for certificates of insurance directly from the insurer or agent. General liability and workers’ compensation both matter, and roofing carries some of the highest comp premiums of any trade — which is exactly why some operators go without. An injury on an uninsured crew can find its way to your policy.
    • Confirm who is pulling the permit. It should be the contractor, in their own name. An invitation to pull it yourself as the homeowner moves the code liability onto you, and is often a sign the contractor cannot pull it.
    • Get the scope in writing before any deposit changes hands. Tear-off versus overlay, decking replacement priced per sheet, underlayment and ice-and-water coverage, ventilation, flashing, and who hauls the debris. Most roofing disputes are scope disputes wearing a different hat.
    • Be careful after a storm. Door-knocking crews follow hail. Before signing anything that assigns your insurance benefits or commits you to a contractor contingent on a claim being approved, read it twice and check the cancellation terms.

    If you are a roofing contractor working in Maryland

    Maryland holds a state-level requirement, so the first question is whether your work sits inside the classification described above and, where a dollar figure applies, whether the contract value crosses it. Thresholds are normally written against the total value of the contract or the project rather than an individual invoice, so splitting a job into pieces to stay underneath is the specific evasion those statutes exist to catch.

    Two consequences of getting this wrong are worth knowing regardless of the state. Contracting without a required credential is commonly a misdemeanour offence, and in most states an unlicensed contractor cannot enforce the contract or file a mechanic’s lien — so an unpaid job simply stays unpaid, with no legal route to collect. Confirm your position with the board before you bid, not after.

    Sources

    This entry was checked against the following on August 2026. The authority on Maryland licensing is Maryland Home Improvement Commission (MHIC), Division of Occupational and Professional Licensing, Maryland Department of Labor, not this page — if anything below conflicts with what the board publishes today, the board is right.

    Checked August 2026. Licensing rules change — dollar thresholds get raised, boards get reorganised, and statutes get amended mid-session. This page is a research summary, not legal advice, and it is not the authority on anything.

    The authority is Maryland Home Improvement Commission (MHIC), Division of Occupational and Professional Licensing, Maryland Department of Labor. Before you sign a contract or bid a job, confirm the current rule with them directly.

    Next steps

    Roofing licensing in every other state

    Looking for a Roofing Contractor?

    Search roofing companies by city or state, compare Google reviews, and request quotes directly — free, with no middleman. Check any licence number yourself with the state board before work begins.