The Break Room

California FAIR Plan rates jump nearly 30% as homeowners seek wildfire insurance alternatives

California homeowners are facing another financial blow as insurance rates under the state's FAIR Plan increase by an average of 29.1% starting Thursday.

Policyholder advocates warn Florida homeowners of insurance challenges after Hurricane Isaias

As homeowners in Florida's Panhandle begin navigating insurance claims after Hurricane Isaias, policyholder advocates are sounding a warning.

Former roofer’s platform connects homeowners directly with subcontractors

Be Your Own Roofer has stirred up conversation — and controversy — among contractors

Roofing wholesale prices hold steady in September

A roofing-specific producer price index (PPI) hasn’t budged since July

FEMA Warns Most Homeowners Insurance Policies Do Not Cover Flood Damage

INDIANAPOLIS (WOWO) — Most standard homeowners insurance policies do not cover flood damage, and federal officials are encouraging homeowners and renters to consider flood insurance even if they...

US Homeowners Insurance Market: Underwriting Profitability and Rate Trends

US homeowners insurers recorded a $16.5 bn underwriting profit as combined ratios improved and insurance rate increases slowed in 2026

Fine Finish Construction brings roofing and home improvement services to Central Texas

State orders lenders to report on their handling of fire insurance payouts

The state is giving lenders two weeks to submit their reports

State Farm seeks Texas home insurance hike that would affect 751,000 policies

State officials say homeowners insurance rates are easing for many Texans, but a new filing from the state's biggest carrier complicates that picture.

They Didn't Own the Homes, but Prosecutors Say an Insurance Insider Helped Them Collect $138K

A New Jersey family is accused of collecting approximately $138,000 from homeowners insurance claims involving homes they did not own and repair work prosecutors say ...

Stand Raises $70 Million Series C at $1 Billion Valuation to Make the World's Homes Resilient Against Natural Disasters

/PRNewswire/ -- Stand today announced it has raised a $70 million Series C at a $1 billion valuation. The round was led by Saga Ventures with participation...

Nationwide Survey: Unexpected Home Costs Add Up as Homeowners Rethink How Long They’ll Stay

Homeowners wish they had asked more about future repairs and aging home systems before buying, while insurance agents say unexpected costs are among the biggest surprises after closing.Two in five homeowners (40%) say they did not expect their current home to…

Your home's fire risk is becoming more transparent. Here's what Coloradans need to know

Insurance companies are now required to consider how wildfire mitigation could lower premiums.

Your kid is officially an adult. Is your insurance ready for that?

TheZebra.com reports that as adult children navigate independence, parents must reassess insurance coverage for auto, homeowners, and liability.

GAF Hosts Bilingual Training For More Than 400 Roofing Professionals

GAF hosted bilingual training for 400+ roofing professionals at the Northeast Summit & Expo. Learn about hands-on sessions, networking, and career development opportunities.

Home Insurance Just Hit a Record High - Here’s How Much the Average Homeowner Is Paying

Home insurance costs hit a record $209 a month, or about $2,500 a year, as premiums climb nearly 80% since 2020. Here's how your bill compares and ways to save.

Navy Veteran Michael Doty Expands Independent Insurance Agency Across 22 States, Bringing a Personal Touch to Insurance

After experiencing his own insurance nightmare, Doty is on a mission to help Americans understand their coverage, avoid costly surprises, and make confident...

Building work is the change homeowners forget to tell their insurer about

Renovations often go unreported between renewals, leaving homeowners at risk of discovering their cover has ended only when they claim

Coastal Living Presents Homeowners Insurance Challenges

Shrinking competition among insurance providers coupled with persistent inflation over the last five years has made homeowners insurance policies more expensive and harder to come by, and there are no

SageSure One Expanding California Homeowners Coverage

SageSure One is expanding its California homeowners insurance offerings. The new product, from Olympus Insurance Co., provides up to $20 million in total

A month after closing, a new homeowner got dropped by insurance over a tar roof

A first-time homebuyer said their homeowners insurance was being canceled just one month after buying their house, and not because of a missed payment or claim.

Insurance commissioner to speak on fire risk

Homeowners see increase in cancellations More Methow Valley residents are losing their homeowners insurance in the face of increasing wildfire threat. Patty Kuderer, the state’s top insurance official…

Property taxes, home insurance are as big an issue for homeowners as mortgage rates: GOP lawmaker

Reps. Mike Flood, R-Neb., and Sam Liccardo, D-Calif., discuss bipartisan efforts to address housing affordability and accessibility concerns on ‘Special Report.’

How insurance claims work for storm-damaged properties

Performance Adjusting Public Insurance Adjusters reports that understanding insurance claims for storm-damaged properties is vital for financial protection.

El Niño Storms Threaten To Turn Extravagant Halloween Decor Into Liabilities for Homeowners

Elaborate Halloween displays can make your home the talk of the town, but severe weather can quickly turn them into costly liabilities.

State Farm is Raising Homeowners Insurance Rates Again. Could Your Premiums Be Next?

Illinois homeowners face another insurance rate increase after a 27% jump last year. Here's what's driving higher premiums and how to protect your budget.

Seminars planned to help homeowners in wildfire-prone areas who may lose insurance

Facing soaring homeowners insurance premiums, or dropped from coverage altogether? State regulators are hosting workshops in Redmond, La Pine and Sisters this fall to help you understand your options.

When home insurance vanishes, can your mortgage survive?

Climate-driven insurance withdrawals are threatening mortgage access in high-risk markets – and industry insiders warn the worst is still ahead

Home Warranty Of America (HWA) Review: A Breakdown Of Plans And Costs

Home Warranty of America is a leading home warranty provider with two plans that both cover household appliances and systems. In the Forbes Home team’s Home Warranty of America review of plans, prices, customer reviews, contract terms and other factors, the…

California homeowner finds insurance quote $1,400 cheaper, but with a $25,000 wildfire deductible

A California homeowner searching for relief from rising insurance costs found a homeowners quote about $1,400 a year cheaper than their typical provider. But the high wildfire deductible was cause for pause.

Isaias leaves costly damage, but homeowners may foot the bill

High deductibles and tree removal costs that aren't covered by insurance could leave homeowners with hefty bills following Hurricane Isaias.

Porch Group to acquire Allied Trust’s insurance carrier and MGA

Porch Group, a homeowners insurance and vertical software platform, and Porch Insurance Reciprocal Exchange (the Reciprocal) have entered into a

Aviva: Flood resilience in new builds could save £60 million

A £1,000 package pays back in just over three years, and post-2009 homes sit outside Flood Re