The Break Room

The True Carrying Cost of Vacation Homes: How Insurance Is Eating Second-Home Yields

NAIC data shows homeowners premiums rose up to 43% and nonrenewal rates up to 216%, changing the true carrying cost of vacation homes.

State Farm pocketed $1.4B as weather and roof claims worsened, unsealed records show

Fire department insurance rating test planned Tuesday in Lawrence County

Residents in parts of the Arm and Oakvale communities may see a reduction in their homeowners insurance rates following...

Florida property insurance market shows signs of improvement

Insurance expert to discuss market changes live on ABC7 Wednesday.

Former Louisiana attorney charged in Hurricane Ida insurance fraud scheme

By Nolan Mckendry | The Center Square A former Louisiana managing attorney for a Texas law firm accused of defrauding hundreds of Hurricane Ida victims has been federally charged, more than…

Adam Riese revamps homeowners insurance

W&W is pitching the update at what it calls digitally savvy customers with a strong appetite for prevention, citing extreme weather and building-technology risks as the drivers.

Texas homeowners urged to check policies as extreme weather drives up costs, shifts coverage

Insurers coping with mounting weather losses are changing what many Texans pay and how their policies work, including higher premiums, larger deductibles, and different coverage options.

In HelloNation, Insurance Expert Austin Budreau Discusses How Often to Review Insurance

/PRNewswire/ -- How often should you review your insurance, and what changes make it necessary? That's the question answered in a HelloNation article featuring...

Exclusive: Florida, Louisiana rank among least affordable, least available home insurance markets, Triple-I Index shows

Florida and Louisiana rank among the least affordable and least available U.S. states for homeowners insurance, according to a new Affordability Index from the Insurance Information Institute, though both markets are showing early signs of recovery after…

Insurance Expert Jack Sughrue Explains Bundling Insurance for Denver Homeowners in HelloNation

/PRNewswire/ -- Is bundling insurance really the best way for Denver homeowners to save on coverage? HelloNation has published an article that provides the...

Why more homeowners across the U.S. are turning to an insurance that offers less coverage

As traditional insurers retreat from areas most vulnerable to extreme weather, more Americans struggling to find coverage are seeking out surplus line plans.

Homeowners in Black neighborhoods are paying more for insurance. Pittsburgh offers a troubling example.

Lyft driver Elwin Green knew exactly what he was paying to insure his Homewood home. What he didn’t know was that his homeowners insurance bill was...

California drops subrogation curb, sparing homeowners another rate hit

Lawmakers shelved a wildfire liability proposal that insurers warned could add 10% to 20% to statewide homeowners' premiums

Napa County homeowner in high fire risk area finds new way to protect property

How Kern County homeowners can prepare for potential El Niño storms

With a strengthening El Niño raising the possibility of a wetter fall and winter in Kern County, one local insurance broker is encouraging homeowners to prepare

Cash settlements on home insurance claims leaving vulnerable Australians short-changed, Asic says

Corporate regulator finds insurers settling most claims with cash rather than by managing repairs or rebuilding, warning of ‘unfair outcomes’ for homeowners

Attorney charged in largest Louisiana home insurance fraud after 2021’s Hurricane Ida

Richard William Huye III accused of conspiracy to commit wire fraud after clients allegedly bilked of damage payouts

Texas attorney charged in alleged Hurricane Ida insurance fraud scheme

A Texas attorney faces a federal charge tied to an alleged insurance fraud scheme involving Louisiana homeowners after Hurricane Ida. Here’s what to know.

Janice Marchman: Why homeowners insurance costs so much in Colorado, and what we’re doing about it (guest opinion)

Many conversations I have these days seem to be about how hard it is to make ends meet. Everything costs more, and homeowners insurance is no exception.

Gulf Coast homeowners face flood insurance uncertainty as funding deadline looms

The National Flood Insurance Program is set to run out of funding on Sept. 30, leaving Gulf Coast homeowners and realtors concerned about policy renewals and claims during hurricane season.

Florida says home insurance is easing in 51 counties, but Palm Beach owners say rates still climb

"It has been going up, never went down."

Bamboo Insurance files for IPO

The number of shares and price range have not been determined.

Allstate's $3 billion profit comes alongside uncomfortable reality for homeowners

The gap between Allstate’s rebound and your renewal notice

Allstate's $3 billion profit comes alongside uncomfortable reality for homeowners

The gap between Allstate's rebound and your renewal notice

Auto and Home Insurance Consumers Getting Used to Using AI: JD Power

"Just as we've seen with the internet and mobile apps, AI is rapidly becoming a critical conduit to key policy shopping, research and account management

Hippo homeowners cover set to expand into 14 new US states

Hippo expands its homeowners insurance programme to 22 US states — read how InsurTech is reshaping underwriting

Hippo expands homeowners coverage to 22 states

Hippo, a technology-native insurance group, has expanded its homeowners insurance programme to a further 14 states through national distribution partners,

California Roofing Program Trains Next Generation of Workers

The goal is to prepare students with the practical roofing skills, safety knowledge, and work habits they need to step onto a jobsite and contribute, and connecting contractors with motivated people who are serious about building a career in roofing.

METALCON Marks 35 Years With New Onsite Experiences

METALCON 2026 will bring live construction demonstrations, new networking events and a veteran housing initiative to Orlando Oct. 7–9.

First Regional Solar Installations Breakdown as Records Broken Again

Families and businesses across the UK are embracing solar power in record numbers. New government data published today shows

Why your homeowners insurance may not cover hurricane damage

For Collier County homeowners, flood insurance is crucial and separate from wind coverage Flood protection should be secured early as policies may have waiting periods or restrictions before storms

Homeowners insurance MGU Bamboo Insurance Services files for a $100 million IPO

Bamboo Insurance Services, which provides homeowners insurance as a managing general underwriter, filed on Friday with the SEC to raise up to $100 million in an initial public offering.The company is a homeowners insurance managing general underwriter that…

Joy Bukar calls for higher quality standards across Nigeria’s Aluminium Industry

Add as a preferred source Joy Bukar, Founder and CEO of AJ Bliss Aluminium, has called for higher quality standards across Nigeria’s aluminium industry, arguing that the long-term credibility of the sector will depend on how seriously businesses approach…

States where home insurance got cheaper, and what they're doing right

Although homeowners insurance rates have been rising significantly across the nation, new Insurance.com data shows that 16 states saw average annual premiums fall from 2025 to 2026. There’s no single reason for these decreases. In some states, targeted…

States where home insurance got cheaper, and what they're doing right

Although homeowners insurance rates have been rising significantly across the nation, new Insurance.com data shows that 16 states saw average annual premiums fall from 2025 to 2026. There’s no single reason for these decreases. In some states, targeted…

Mercury Insurance Founder Joseph Dies at Age 104

George Joseph, who founded Mercury General Corp. nearly 65 years ago, has died at age 104, the company announced this week. Joseph served as chairman from